‘I don’t have time’‘ also popularly known as I’m too busy’, and ‘I don’t have enough money’, or, ‘I can’t afford it.
Just don’t say these things any more.
Will you promise me? At least notice when they come rolling out your mouth and contemplate their veracity.
They’re a script we’re stuck in and repeat on automatic loop. They don’t even mean anything. They aren’t even true in the vast majority of cases. And they rob us of our power. As though we were at the whim of some time-stealing, money-hoovering goblin. Which just ain’t true.
Let’s Talk About Money
There are SO many juicy conversations to be had around money.
A lesson I’ve learnt recently is that people (myself included) have money for the things they really want. When we want something badly enough we find away. We cut back on other things, we redirect spending, we go out and earn more, we borrow, we get an advance on Christmas/Birthday presents. We take out a loan. We good ol’fashion save up! To summarise, we find a way.
People always have money for the things they really want. It’s true. Saying ‘I can’t afford it’ is at best a polite way of saying I don’t really want to buy this, or support that.
Take smoking as an example. A smoker might smoke a pack of 20 a week. The average cost is £8 for a 20 pack. £8 x 52 weeks in a year = a £3,328 a year habit. Did you know that in Great Britain, smoking is more common among those earning less than £10,000 per year in addition to those who are currently looking for work? (true fact from this government report).
Now if someone asked you to spend/invest around a third of your annual salary on something (houses aside, we’re well-versed in the benefits of investing in property and onboard with taking out loans for that!) well your body would probably do all sorts of weird things, quiver and shake, you might let out a nervous laugh, or just an outright laugh, before declaring it an absolute no-no.
And yet, people earning less than £10,000 do sustain a £3.000 a year habit.
I wonder, if you offered one of these people who fall into the smoker earning less than £10,000 a year a business opportunity, or a coaching package, or some sort of training to elevate their earning potential and/or improve their lives, or the holiday or adventure of a lifetime for £1000/£2000/£3000 how many would say ‘I can’t afford that’?
Not to pick on smokers, I just find this such a good example of how we can always find money for the things we truly want.
That doesn’t mean we can all magically buy everything right now. That’s not the boat most of us are floating in. BUT, crucially, it’s about priorities. We have the power to prioritise where we spend our money so that we are purchasing the things we truly want and need.
So next time you find yourself saying you can’t afford something, be honest, and empowered and say:
‘I’m choosing to invest my money elsewhere right now’
‘this isn’t a priority for me at this time’.
Notice how freaking awesome it feels to be the boss of your spending!
I’ll be battering the “I don’t have time” phrase in Part II next week :-p